In this episode of OnRisk, K&L Gates attorneys Carolyn Branthoover and Max Louik discuss the misrepresentation defense, also known as the rescission defense, a defense that insurers have been aggressively pursuing in recent years.  Ms. Branthoover and Mr. Louik explain how the defense works, why policyholders need to be careful when they complete their applications for insurance, and what they can do to reduce the risk that their insurers will use this defense to deny coverage.  As Ms. Branthoover notes, when it comes to the misrepresentation defense, “an ounce of prevention is worth a pound of cure.”  Take your first step toward prevention by listening to this podcast before filling out another policy application.  

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