Did you recently get into an accident? In this post, we explain 4 actions you can take to obtain benefits if you were involved in a motor vehicle accident.
1. Collect Information at the Scene of the Accident
The scene of an accident can be chaotic, so it is important to make safety your number one priority. Once the vehicles and occupants are secure, it is helpful to collect information including:
- The license plate numbers of all vehicles involved;
- The insurance companies and policy numbers for all the vehicles;
- The names and contact information for all individuals involved;
- The names and contact information for any witnesses to the collision;
- Photographs of the scene, including any damage to the vehicles
2. Contact Your Own Insurance Company
Even if the collision was someone else’s fault, it is important to report the incident to your own insurance company as soon as possible. Your insurance adjuster will set up a claim, and can work with the other insurers to deal with your property damage. If you have been injured, you may also be eligible for accident benefits through your own insurance company. Alberta residents will also have to fill out a Notice of Loss and Proof of Claim Form (AB-1).
3. Seek Medical Advice
When you have been involved in a traffic accident, report it to your doctor. If your doctor recommends treatment, your automobile insurance company will require medical confirmation on a Treatment Plan (AB-2 Form).
Print off this form before you go, so your doctor can fill it out at your appointment. You may have to pay your doctor’s fee for this service, so get a receipt, and ask your insurance company for reimbursement.
4. Take The Time You Need
If your doctor thinks you need to be off work, your insurance company will require confirmation of your disability, and how long you are expected to be away on The Claim for Disability Benefits Form (AB1-A).