In the Times Law reports there has been published an interesting House of Lords decision on the definition of a consumer hire contract under the Consumer Credit Act 1974. The case was TRM Copy Centres Ltd v Lanwall Services Ltd and their lordship's held:

  • The essence of hire was that the hirer acquired the use and possession of goods from the provider in return for a rent, whether payable in cash or kind.
  • An agreement between the provider of photocopiers and the retailers in whose premises the photocopiers were located was not a consumer hire agreement within the meaning of section 15 of the Consumer Credit Act 1974 if no rent was payable by the retailer to the provider for the hire of the photocopiers, and nothing was to be paid to the provider unless the photocopiers were used by the retailers or their customers.