FSA has published the policy statement containing feedback to its consultation on packaged bank accounts and making rules on the annual eligibility statement (AES) for insurance purchased in this way and on separate premium disclosure. FSA’s aim was to ensure firms made customers aware if they would no longer be eligible to claim under insurance sold as part of the package. FSA has made some minor changes to its proposed rules following consultation, and the changes to the Insurance: Conduce of Business Sourcebook (ICOBS) take effect in January and March 2013. (Source: PS 12/22 – Packaged Bank Accounts)