The notice (avis) dated 24 September 2012 on the implementation of Articles L.313-3 of the Consumer Code and L.313-5-1 of the Monetary and Financial Code concerning usury (JORF n°0227 dated 29 September 2012) fixed the sixteen usury thresholds corresponding to the sixteen categories of loans.

These thresholds are applicable from 1st October 2012.