On May 31st, the Consumer Financial Protection Bureau (CFPB) published for public comment a list of rules, currently under the purview of other agencies, for which the CFPB will be responsible effective July 21st. Although the CFPB was not required by statute to release the list for comment, it noted that it was doing so in favor of transparency. The final list of rules and orders will be published on or before the transfer date. The CFPB has consulted with all the agencies from which it will be taking over regulatory authority, including the Fed, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC), the Office of Thrift Supervision (OTS), NCUA, Federal Trade Commission (FTC) and the Department of Housing and Urban Development (HUD). The full list is available in the Federal Register, but includes rules on: adjustable rate mortgages, truth in lending activities, home mortgage disclosure and, what we anticipate to be an area of heavy lobbying, regulations related to the privacy of consumer financial information.