On March 21st, the Consumer Financial Protection Bureau published guidance on compliance with the fair lending requirements of the Equal Credit Opportunity Act ("ECOA") and its implementing regulation, Regulation B, for indirect auto lenders that permit dealers to increase consumer interest rates and that compensate dealers with a share of the increased interest revenues. The guidance applies to all indirect auto lenders within the jurisdiction of the CFPB, including both depository institutions and nonbank institutions. CFPB Press Release.