Consumers faced seven percent more county court judgments (CCJs) in the first half of 2015 than the same period last year according to the Registry Trust. This is the third year-on-year increase in registered CCJs. While the average value of a CCJ in this period fell by 6% to £2,164, and has fallen each year since 2008, the total value of CCJs increased by £2.7m to £801m. The number of high court judgments against consumers in the first half of the year fell by over 50% from 355 in 2014 to 171.
Malcolm Hurlston CBE, who chairs the Registry Trust, commented that: “Recording unmanaged debts through CCJs is vital if we want to ensure that credit ends up in the right hands. The greater danger to consumers lies from unrecorded debt which is likely to lead them further into debt they cannot manage”.