In May, Michaels Stores reported that PIN terminals at Michaels Stores in at least 20 states showed evidence of having been tampered with. Reportedly, the fraudsters may have actually replaced the PIN pads at various stores in order to skim debit card numbers and PIN numbers. Not surprisingly, class actions have been filed in response to these reports. Specifically, at least two (seemingly duplicative) class actions have been filed in a district court in Illinois, alleging, among other things, that Michaels failed to take “commercially reasonable” steps to protect its customers’ financial information.