On 9 March 2015, Insurance Europe issued a press release and accompanying publication ‘The Benefits of Insurance’, in which Insurance Europe make a number of recommendations for European policymakers.  These include a 'stop and think' approach to assess tangible customer benefit prior to proposing/issuing/reviewing legislation (which will result in increased costs for the insurer and, therefore, the policyholder).   Insurance Europe's view is that this is important in order to keep costs as low as possible and maximize access to insurance.