On 21 August 2014, the Central Bank published a 'questions and answers' (Q&A) document regarding queries raised by industry stakeholders on its Guidelines on Preparing for Solvency II.  The Q&As cover a number of areas, such as the scope of application of the Guidelines (including in relation to the 'run-off' exemption), system of governance, FLAOR (forward looking assessment of own risks) and submission of information.  There is also a Q&A clarifying the Central Bank's intention regarding certain references to 'group' appearing in the Guidelines.  Stakeholders are encouraged to raise further questions (a) with the Central Bank where points have not been addressed in the Q&A document or (b) through the European Insurance and Occupational Pensions Authority (EIOPA) Q&A process.