On 4 July 2016, the European Insurance and Occupational Pensions Authority (EIOPA) published a consultation paper on technical advice to the European Commission regarding possible delegated acts under the Insurance Distribution Directive (the IDD). This seeks feedback from interested parties on aspects of the IDD including (a) product oversight and governance, (b) organisational arrangements to manage conflicts of interest, (c) rules regarding when inducements can be paid and (d) the information that distributors should obtain from customers on suitability or appropriateness of insurance based investment products.  Submissions are invited until 3 October 2016.