On October 19, the OCC released a list of new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with such parties. The OCC also released a list of recently terminated enforcement actions. The new enforcement actions include cease and desist orders, civil money penalty orders, personal cease and desist orders, removal/prohibition orders, and notices. The personal cease and desist orders relate to four directors of a Texas bank that were each fined $5,000 for breaches of fiduciary duty and unsafe or unsound practices. These practices allegedly included approving and ratifying loans with “concessionary and liberal terms to unqualified borrowers” in order to “finance the borrower’s purchase of stock in the [b]ank’s holding company to raise capital for the Bank.” (See civil money penalties here, here, here, and here.)