The European Banking Authority (EBA) has published final draft technical standards on own funds requirements for investment firms. On the 29th January the EBA published its final draft Regulatory Technical Standards (RTS) on own funds requirements for investment firms based on fixed overheads. These RTS harmonise the calculation of capital requirements for those investment firms that have limited authorisation to provide investment services, as well as the conditions under which competent authorities can make adjustments to such requirements. The final draft RTS will be part of the Single Rule Book aimed at enhancing regulatory harmonisation in the banking sector in Europe.