FRB published its annual notice of the asset-size exemption threshold for depository institutions under Regulation C, which implements the Home Mortgage Disclosure Act (“HMDA”). The asset-size exemption remained $39 million based on the annual percentage change in the CPI for Urban Wage Earners and Clerical Workers for the twelve-month period ending in November 2009. Depository institutions with assets of $39 million or less as of December 31, 2009, are exempt from HMDA collecting data in 2010. An institution’s exemption from collecting data in 2010 does not affect its responsibility to report the data it was required to collect in 2009. The 2010 asset-size exemption threshold became effective on January 1, 2010.