On 16 March 2016, the CBI's Director of Insurance Supervision, Sylvia Cronin, spoke at the European Insurance Forum held in Dublin. Among other things, Ms. Cronin highlighted (a) the implementation by the CBI of a bespoke model that allows for a proportionate amount of proactive supervision for companies with a Low impact rating; (b) that the CBI expects to see Boards/management actively direct the use of Solvency II risk management tools to assess risks faced in the operating environment; (c) the CBI was generally positive about the quality of recent Own Risk Solvency Assessment (ORSA) reports for higher risk firms and will expect more evidence of how risk management systems have affected strategy, decision making, product design and capital disposition in future reports; and (d) in relation to EIPOA's public consultation on Guidelines on product oversight and governance arrangements by insurance undertakings and insurance distributors, the CBI's Prudential Insurance Supervision Directorate will focus on manufactures of insurance products in Ireland (including cross border companies) prudentially supervised by the CBI.