On June 28, 2012, in National Federation of Independent Business v. Sebelius, the US Supreme Court upheld the constitutionality of the Affordable Care Act, sustaining most of the provisions involved. The individual mandate, requiring those who choose to go without health insurance to pay a tax, was just one of those provisions upheld, but it is perhaps one of the most talked about aspects of the decision.

How will the decision impact individuals? Employers? Insurers? Health care providers? What are the overall advantages and disadvantages of the Supreme Court's decision? What legal challenges does this decision present? For whom?