On March 5, the House of Representatives passed H.R. 1106, the Helping Families Save Their Homes Act of 2009. This legislation, as reported in the February 27, 2009, edition of Corporate and Financial Weekly Digest, allows bankruptcy judges to modify mortgages on primary residences and provides a servicer safe harbor, Hope for Homeowners improvements, Federal Housing Administration changes and reforms to the Federal Deposit Insurance Corporation insurance fund.  

http://judiciary.house.gov/news/090305.html  

http://www.govtrack.us/congress/billtext.xpd?bill=h111-1106