On September 6th, the CFPB extended to November 6, 2012, the period in which comments may be submitted on its proposed changes to the Home Ownership and Equity Protection Act ("HOEPA") regarding whether and how to account for the implications of a more inclusive finance charge on the scope of HOEPA coverage. The extension does not apply to any other aspect of the HOEPA proposal. 77 FR 54844. The CFPB had first published its proposed high-cost mortgage and homeownership counseling amendments to the Truth in Lending Act and HOEPA on August 15, 2012. 77 FR 49090.