In this putative class action, plaintiffs alleged that defendants — the Delaware Title Insurance Rating Bureau and a number of title insurance companies — conspired in violation of Section 1 of the Sherman Act to fix the price of title insurance in Delaware. Plaintiffs alleged that the title companies used the rating bureau as a mechanism to fix rates, and included kickbacks and other improper costs in the rate calculations. Delaware law permits an insurance company to comply with its rate filing obligations through membership in a licensed rating organization, as was done here. Although each company individually must determine and file its own rates with the Delaware Insurance Commissioner, it may rely on rating information filed by the rating organization as a predicate for such rates. Visiting Judge Dalzell granted defendants’ motion to dismiss the amended complaint pursuant to Fed. R. Civ. P. 12(b)(6), because the court concluded that the McCarron-Ferguson Act barred plaintiffs’ Sherman Act claim. The court found that the standard for McCarron-Ferguson preemption was met here, because: (1) the collective rate setting involved “the business of insurance,” (2) Delaware insurance law governed the practices in question, and (3) plaintiffs had not alleged a boycott, coercion, or intimidation.