On June 13, the OCC published a booklet titled “A Common Sense Approach to Community Banking,” which offers best practices the agency believes distinguish high-performing community banks from those that barely survive or fail. The booklet, which previously was distributed to national banks and federal thrifts and now is available on the OCC’s website, focuses on three interrelated areas: (i) risk assessment and management, (ii) strategic planning, and (iii) capital planning. Earlier in the week, the OCC hosted a webinar on cyber threats and vulnerabilities to raise awareness for community banks, and provided a collection of existing regulatory guidance that addresses actions banks should take to help mitigate the risks associated with information security.