The following implementing technical standards (“ITS”) under the Capital Requirements Directive (“CRD”) and CRR, together known as CRD IV, have been published in the Official Journal of the European Union: (i) ITS with regard to supervisory reporting of institutions; (ii) ITS on the format, structure, contents list and annual publication date of the information to be disclosed by national regulators; and (iii) ITS on the application of the joint decision process for institution-specific prudential requirements.

ITS on supervisory reporting of institutions is available at: http://eur- lex.europa.eu/legal-content/EN/TXT/PDF/?uri=OJ:L:2014:191:FULL&from=EN.

ITS on disclosure by national regulators is available at: http://eur- lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:32014R0650&from=EN.

On the joint decisions making process is available at: http://eur-lex.europa.eu/legal- content/EN/TXT/PDF/?uri=OJ:JOL_2014_188_R_0002&from=EN.