• Improper Foreclosure: causes of action alleging state court foreclosure judgment improper because obtained through forged assignment of mortgage barred as compulsory counterclaim to underlying foreclosure action and by Rooker-Feldman Doctrine – Valentine v. BAC Home Loans Servicing, LP, No. 8-14-CIV-652-EAK-MAP (M.D. Fla. May 7, 2014) (dismissing with prejudice)
  • HAMP: borrower cannot enforce HAMP agreement between lender and government and no cause of action exists for lender refusing to consider HAMP application – Embury v. Bank of America, No. 1: 13-cv-211-MW (N. D. Fla. Apr. 17, 2014) (dismissing with prejudice breach of contract claims)
  • TILA: private right of action exists for borrower enforcement of Regulation Z promulgated pursuant to TILA and creditor or its assignee may be held vicariously liable for servicer’s failure to provide payoff statement in violation of TILA, although servicer not liable - Lucien v. Fed. Nat’l Mortg. Ass’n, No. 13-CV-62399 (S.D. Fla. May 23, 2014) (dismissing in part)