On January 27, Representative Barney Frank introduced H.R. 703 to promote bank liquidity and lending through changes to deposit insurance rules, changes to the HOPE for Homeowners (H4H) refinancing program and other enhancements, as reported in the January 30, 2009, edition of Corporate and Financial Weekly Digest. On February 4, the House Financial Services Committee (HFSC) held a markup hearing of legislation to modify H4H (H.R. 787), provide a safe harbor for servicers who engage in specified loan modifications (H.R. 788), and make permanent the increase in the deposit insurance limit of the Federal Deposit Insurance Corporation (H.R. 786). The committee passed the amended forms of all three bills. H.R. 787 was amended to reinstate several anti-fraud provisions which were taken out of the Emergency Economic Stabilization Act. Additionally, the HFSC passed an amendment to H.R. 788 clarifying that borrowers would retain their rights to claims against servicers who are originators.