EBA has published its opinion on mortgage lending value (MLV) in the context of the Capital Requirements Regulation (CRR). While stressing the importance of pan-EU harmonisation of the MLV concept, EBA thinks the scope of application of the Regulatory Technical Standards (RTS) on MLV should be limited to credit risk, credit risk mitigation and the large exposure framework. It has asked the Commission to clarify the scope of the CRR mandate to avoid possible unintended implications. (Source: EBA Publishes Opinion on Mortgage Lending Value)