On 15 December 2015, Insurance Europe issued a press release highlighting key results of a survey of insurers conducted during November 2015 on Solvency II.  68% of respondents indicated that supervisors have imposed additional last minute 'gold plating' (a 25% increase since June 2015).  47% of respondents confirmed that supervisors are interpreting Solvency II in a conservative manner (39% in June).  Improvements due to Solvency II were also surveyed (of the respondents, 79% noted improvement in governance, 74% reported improvement in risk monitoring and identification processes and 63% thought that data quality had increased).