BBA and the Investment Management Association (IMA) have responded to FSA's consultation on issues for platforms in delivering the Retail Distribution Review (RDR). BBA supports the proposals in principle but wants clarification that operators of collective investment schemes and fund managers will not be treated as platform service providers. Its main concern is that it is too optimistic to seek to implement the changes in January 2013. IMA is concerned the proposals will lead to distortion of the market because of the way the rules implementing the RDR have developed. It has a number of particular concerns also, including concerns about the proposed ban of rebates of the annual management charge, commission for non-advised business and treatment of the legacy book. (Source: Responses to CP 10/29: Platforms: Delivering the RDR and other issues for platforms and nominee-related services)