EBA has published its final RTS on own funds. They cover, among other elements, own funds deductions and reductions, characteristics of savings institutions and the redemption of their capital instruments, and the concept of gain on sale. EBA has also published final RTS on credit risk adjustments and final implementing technical standards (ITS) on own funds disclosure. (Source: Merged Version of the RTS Submitted to the Commission, Final Draft RTS on the Calculation of Credit Risk Adjustments and Final Draft ITS on Disclosure for Own Funds)