On 7 June 2013, the Financial Conduct Authority (FCA) in the UK published a report on its thematic review on motor legal expenses insurance. The report confirms that, in the FCA's view, firms should examine their existing marketing/sale approach to such insurance, with a view to improving their practices. Principal areas of concern identified include (a) the basis on which such insurance is provided (unlike most add-ons to a motor insurance policy, MLEI is commonly sold on an 'opt-out' basis), (b) the quality of information provided to policyholders and (c) the extent of cover provided. The FCA intends to assess the industry's reaction to its report during 2014, and expects firms to have taken appropriate action.