The European Supervisory Authorities (ESAs) have published the responses to their discussion paper on automation in financial advice. The paper aimed to assess what, if any, action is required to harness the potential benefits of this innovation and mitigate its risks (see FReD 11 December 2015). 53 responses have been made available from a range of banks, market associations and industry participants. (Source: ESAs publish responses on automation in financial advice)