The FSA has published consultation paper CP10/29 entitled "Platforms: Delivering the RDR and other issues for platforms and nominee-related services". The consultation contains proposals to ensure that the platform services used to buy and manage investments after January 2013 are fully aligned with standards required by the Retail Distribution Review (RDR). From January 2013, the cost of advice will be decided by the client and adviser - not the adviser and product provider, as was the case - and can no longer be hidden from the customer in the cost of the product. Additionally, advisers will offer either independent advice which reviews the market comprehensively - or alternatively, restricted advice, explaining to the customer the nature of the restriction. The consultation paper is accompanied by a newsletter and responses are requested by 17 February 2011.