We want to express our care and concern for our clients and other family and friends who may have been impacted by Hurricane Harvey. As portions of the region begin to take stock of the damage, we want to note an important amendment to the Texas Insurance Code that takes effect this Friday, September 1, 2017. The law creates new provisions governing all claims for damages caused by “forces of nature,” including hurricanes, floods, earthquakes, and other events.

If you or anyone you know has property damaged by recent events that could be covered by insurance, there are advantages to giving the insurer notice of the claim by this Thursday, August 31. In some circumstances, if appropriate, policyholders may even want to consider filing suit before Friday to avoid some of the procedural obstacles the amendment creates.