On 11/20/08, FDIC released the "Mod in a Box" program tools for the implementation of the systematic and streamlined loan modification program. This guide provides an overview of the FDIC's program to assist bankers, servicers, and investors in this process. It outlines FDIC program terms at IndyMac Federal Bank, offers insight into the specific portfolio characteristics that drive modification modeling at that bank, and provides a framework for developing and implementing a similar program at other institutions.