The requirement of the Fair and Accurate Credit Transactions Act that certain credit and debit card information be truncated on printed receipts does not apply to e-mail order confirmations, a district court ruled. The court found that such confirmations are not “electronically printed” within the meaning of FACTA because the plain meaning of the term “printed” (which is not defined in FACTA) encompasses the transfer of information to paper and does not include display of information on a computer screen. The court also found that an e-mail order confirmation is not provided “at the point of sale or transaction” within the meaning of FACTA, relying on prior opinions that concluded that, in context, the term was intended to refer to in-store transactions where the customer is present when the sale is made.

Shlahtichman v. 1-800 Contacts, Inc., 2009 U.S. Dist. LEXIS 112379 (N.D. Ill. Dec. 2, 2009) Download PDF

Editor’s Note: This ruling is discussed more fully on the Proskauer Privacy Blog.