In October, the U.S. Department of Treasury asked for public comment on regulatory structures for financial institutions — including insurance companies — as a part of the Treasury's on-going attention to the competitiveness of United States capital markets. The Treasury's request focused on a series of specific questions. Over 370 comments were filed, including several from Baker & Daniels' clients. The Treasury plans to release a reform blueprint for the U.S. marketplace. It's press release stated, "It is important to continue to evaluate our regulatory structure to consider ways to improve efficiency, reduce overlap, strengthen consumer and investor protection and ensure that financial institutions have the ability to keep pace with evolving markets." It appears that the Treasury may propose regulatory reforms to be considered by the next Administration and Congress.