The Ohio Department of Insurance launched an Annuity Disclosure Pilot Program on April 1, 2009 for fixed and indexed annuities. Under the pilot, annuity providers may use the template disclosure documents prepared by the American Council of Life Insurers.

Bulletin 2009-09 provides further guidance on the pilot program, and is available at: http://www.insurance.ohio.gov/Legal/Bulletins/Pages/BulletinIndex.aspx