On 14 May 2018, the EIOPA launched its fourth EU-wide insurance stress test aimed at assessing vulnerabilities in the European insurance sector in a number of adverse scenarios including:

  • a yield curve up shock combined with lapse and provisions deficiency stress
  • a low yield shock with longevity stress, and
  • a natural catastrophe scenario. For the first time, exposure to cyber risk and best practice in dealing with cyber risk will also be assessed