Issued pursuant to article R.519-12 of the Monetary and Financial Code, the Order dated 4 April 2012, prepared in cooperation with the representative organizations for the profession, approves the training program for the intermediaries in banking transactions and payment services.  

Attached to this Order, the basic training program provides for three levels, determined according to the tasks performed by the intermediary and based on a common training including among others, courses about the global context of an intermediary's activity, the basic principles of law, the customer protection and the general knowledge of credit and guarantees.  

This Order has entered into force on 14 April 2012.