On August 10, Illinois Governor Quinn signed into law H.B. 4658, which will generally prohibit employers from inquiring about or using an applicant or employee’s credit history or credit report. The law, however, does not prohibit an employer from conducting a background investigation or obtaining a consumer report or investigative report relating to an applicant, so long as the report does not contain information on the individual’s credit history, which is defined as an individual’s past borrowing and repayment behavior. This Illinois law, which will become effective on January 1, includes a number of pertinent exceptions. For example, the law’s credit history related prohibitions in the employment context will not apply to, for example, employers in industries dealing with banking, insurance, trade secrets, or state and national security.