Hector Sants has spoken on FSA's role in helping banks manage their risk and its role under the Banking Bill. He explained how FSA uses its “heightened supervision” framework. He looked at FSA’s role in the proposed resolution proceedings. He described it as twofold: FSA has to decide the ailing institution is not capable of meeting the threshold conditions and it can recommend which type of resolution would be appropriate. He also spoke about compensation, acknowledging the need to consider how to deal with different brands within one authorised institution. FSA plans to consult on many issues in January.