The Health Insurance (Amendment) Bill 2012 was published on 18 October 2012. The main thrust of the Bill is to ensure equality of access to private health insurance for those who are considered to be less healthy (i.e. those having a poor health status). It proposes that the impact of health status on the insurer’s assessment of premium under health insurance contracts will be specifically identified by insurers, but not charged as part of the premium. The Bill envisages allocation by insurers of risk equalisation credits (representing the portion of the premium attributable to poor health status) to policyholders, and establishment of a risk equalisation fund which will be used to subsidise that element of the premium. Interestingly, the Bill also proposes to extend the period for which an insurer must maintain the price of a health insurance contract from the time of quotation (from 31 days to 90 days).