EBA has published its work programme for 2014. Its regulatory work will continue to focus on the development of the Single Rulebook. During 2014 EBA has to deliver 71 draft binding technical standards under the fourth Capital Requirements Directive (CRD4) and 23 under BRRD. Separately, EBA announced the Commission has agreed to extending some of the deadlines for the submission of binding technical standards under the Capital Requirements Regulation (CRR). In relation to oversight, EBA says it will have to develop operational relationships with the European Central Bank. Regarding consumer protection, EBA will look into the phenomenon of banks' self placement of financial instruments to their own retail depositors. (Source: EBA Work Programme 2014 and Revised Deadlines for the Delivery of EBA Technical Standards)