FSA has censured a mortgage broker that did not ensure it got the right information from customers to give them suitable advice on mortgages. It breached various MCOB rules and exposed up to 80 customers to the risk of being sold an unsuitable self-certified mortgage. It did not fine the firm because of the firm's financial situation and the fact it agreed to undertake a customer contact and remediation exercise. Otherwise, the fine would have been £20,000.