On March 27, reinsurance firm Swiss Re released its report, “Natural Catastrophes and Man-Made Disasters in 2012: A Year of Extreme Weather Events in the U.S.,” finding that last year was the third-costliest year for insurers on record, with natural and human-caused disasters causing $186 billion in total economic losses and $77 billion in insured losses. In terms of insured losses, nine of 2012’s ten most expensive events occurred in the United States.