The Board proposed an amendment to Regulation Z increasing the threshold for exempt consumer credit transactions from $25,000 to $50,000. Under the proposal, future increases in the threshold will be tied to changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers. A separate proposal issued by the Board on the same date would increase the threshold amount for exempt consumer leases under Regulation M from $25,000 to $50,000. For additional information, see our client alert at