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Uncle Sam Wants YOU to Comply with the Military Lending Act

USA - August 31 2016 In July 2015, the Department of Defense amended its 2007 Military Lending Act regulations regarding consumer credit extended to active duty

Recent Massachusetts Attorney General Enforcement Actions Involving GAP

USA - April 1 2016 In recent months, the Massachusetts Attorney General has entered into Assurances of Discontinuance with three sales finance companies over practices

New York Passes Vacant and Abandoned Property Law

USA - June 28 2016 On June 23, 2016, New York Governor Andrew Cuomo signed AB 10741SB 8159 into law as 2016 Laws of New York, Chapter 73. Part Q of Chapter 73 amends

When Is a Repossession Company a "Debt Collector" under the FDCPA?

USA - October 28 2016 The federal Fair Debt Collection Practices Act generally does not apply to repossession companies - they are exempt from the definition of "debt

Repossession Pitfalls under the SCRA

USA - September 29 2016 One of the really great things about my job is the interesting questions my clients send me. The Servicemembers Civil Relief Act provides no shortage

Indiana Revises IUCCC Late Charge Provisions for Consumer Credit Sales and Consumer Loans

USA - May 10 2019 On May 6, 2019, the Governor of Indiana signed House Bill 1136, which amends the Indiana Uniform Consumer Credit Code, Ind. Code 24-4.5-1-101 et

FTC Forum on Small Business Financing

USA - May 10 2019 On May 8, 2019, the Federal Trade Commission hosted a forum on small business financing to examine trends and consumer protection issues in this

CFPB Issues Long-Awaited Proposed FDCPA Regulation

USA - May 7 2019 Today, the Consumer Financial Protection Bureau issued a proposed rule implementing the Fair Debt Collection Practices Act pursuant to its authority

New York DFS Announces Creation of Consumer Protection and Financial Enforcement Division

USA - May 1 2019 On April 29, 2019, the Acting Superintendent of the New York Department of Financial Services announced that the DFS is creating a new Consumer

Keep the Light On: U.S. Supreme Court Holds that Clear Consent is Required for Classwide Arbitration in Lamps Plus, Inc. v. Varela

USA - April 30 2019 We have good news from the U.S. Supreme Court for creditors who use arbitration agreements. On April 24, 2019, in Lamps Plus v. Varela,1 the