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New York Passes Vacant and Abandoned Property Law

June 28 2016 On June 23, 2016, New York Governor Andrew Cuomo signed AB 10741/SB 8159 into law as 2016 Laws of New York, Chapter 73. Part Q of Chapter 73 amends…

Recent Massachusetts Attorney General Enforcement Actions Involving GAP

April 1 2016 In recent months, the Massachusetts Attorney General has entered into Assurances of Discontinuance with three sales finance companies over practices…

Uncle Sam Wants YOU to Comply with the Military Lending Act

August 31 2016 In July 2015, the Department of Defense amended its 2007 Military Lending Act regulations regarding consumer credit extended to active duty…

Texas Supreme Court Clarifies Penalties for Texas Home Equity Loans

June 30 2016 The Texas Constitution establishes requirements for homestead secured home equity loans. The constitutional provisions also provide a stiff penalty…

Now It's Real: No Statute of Limitations for CFPB UDAAP Claims

June 30 2016 The Consumer Financial Protection Bureau is using an increasingly important interpretation of its enabling statute to bring unfair, deceptive, or…

Indiana Revises IUCCC Late Charge Provisions for Consumer Credit Sales and Consumer Loans

May 10 2019 On May 6, 2019, the Governor of Indiana signed House Bill 1136, which amends the Indiana Uniform Consumer Credit Code, Ind. Code §§ 24-4.5-1-101 et…

FTC Forum on Small Business Financing

May 10 2019 On May 8, 2019, the Federal Trade Commission hosted a forum on small business financing to examine trends and consumer protection issues in this…

CFPB Issues Long-Awaited Proposed FDCPA Regulation

May 7 2019 Today, the Consumer Financial Protection Bureau issued a proposed rule implementing the Fair Debt Collection Practices Act pursuant to its authority…

New York DFS Announces Creation of Consumer Protection and Financial Enforcement Division

May 1 2019 On April 29, 2019, the Acting Superintendent of the New York Department of Financial Services announced that the DFS is creating a new Consumer…

Still Beating the Same Drum

April 30 2019 In February, the U.S. PIRG Education Fund and Frontier Group, two public interest groups, published a paper entitled "Driving Into Debt: The Hidden…