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Vorys Sater Seymour and Pease LLP

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7,000 Insurance Agents Held to be Employees for ERISA Purposes

USA - September 13 2017 In August 2017, an Ohio federal court certified a class of 7,000 American Family Insurance agents who claimed they were misclassified as independent

Industrial Loan Companies Redux

USA - September 8 2017 The move toward banking industry “disruption” and new “fintech” opportunities has resulted in a revisiting of the industrial loan company (ILC

Equifax Data Breach: Another Reminder to be Proactive in Protecting Your Business

USA - September 12 2017 Some may say that it was only a matter of time. On September 7, 2017 Equifax, one of the country's three main credit reporting agencies, reported that

What is a “High Volatility Commercial Real Estate” Loan, and How Does it Affect Your Ability to Lend?

USA - May 22 2017 More and more, bankers are becoming familiar with the term "High Volatility Commercial Real Estate," or HVCRE for short. These bankers may sense that

Property Owners in Several Large Ohio Counties Should Prepare for Property Tax Valuation Increases

USA - August 2 2017 Over the next several months, many Ohio county auditors will complete the required six-year tax appraisal of all properties located in their counties

Legislation Makes Important Workers' Compensation Changes

USA - September 20 2017 On June 30, Governor Kasich signed Sub. H.B. 27, the BWC Budget Bill. As its title suggests, the legislation approved funding for the Ohio Bureau of

New York’s Paid Family Leave Law Becomes Effective January 2018

USA - September 15 2017 New York's Paid Family Leave Law (PFLL) will provide employees with wage replacement while away from work in order to bond with a child, care for a

403(b) Plan Remedial Amendment Period Announced

USA - September 15 2017 After years of anticipation, sponsors of 403(b) plans have finally received guidance from the IRS regarding preapproved 403(b) prototype and volume

7,000 Insurance Agents Held to be Employees for ERISA Purposes

USA - September 13 2017 In August 2017, an Ohio federal court certified a class of 7,000 American Family Insurance agents who claimed they were misclassified as independent

Trump Track: WOTUS Wrangle

USA - September 13 2017 We have strange bedfellows, as business groups, states and environmentalists maneuver before the Supreme Court over the Obama Administration