Merlin Law Group, PA

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Don't be caught off guard by insurance policy Sublimits

April 13 2015 The moral of this story is don't be caught off guard by insurance policy sublimits. It isn't every day that a policy sublimit issue involves hundreds…

Examination Under Oath is not a deposition

April 23 2015 There have been many posts on this blog regarding Examination Under Oath (EUO). Previous posts have dealt with who may sit for an EUO, how to handle…

Texas insurers acting in bad faith during subrogation

September 9 2015 Insurance companies in Texas are one of the most litigious entities, filing lawsuits and making tort subrogation claims after paying policyholders…

Property damage caused by a dead body: court says clean-up company can be paid and assignment of benefits valid

April 12 2015 Some of the most unnerving claims an adjuster experiences are those concerning dead bodies, and we have had many recent questions regarding the…

An insurance company's wrong claim decision can be overturned

July 2 2015 In my several years working at Merlin Law Group, I have seen my share of insurance claim denials. Sometimes the insurer makes the proper claim…

Colorado continues to wrestle with the appraisal process

September 23 2015 As I have noted in the past, the appraisal process has become a hot topic in the property insurance world in the past few years. Colorado has become…

Casualty tax loss - tough to claim but worth the effort

September 22 2015 So, you have filed for your FEMA and insurance claims and have received all the proceeds you believe you are entitled to. Well, the federal tax laws…

Court excludes causation expert who did not personally inspect property

September 21 2015 In most first-party property insurance disputes, experts are frequently required to provide opinions and testimony on the cost to repair a property…

Carriers can't hide behind laundry list of requested items and avoid the Texas Prompt Payment Act

September 20 2015 After a claim is filed, the insurance company is certainly entitled to receive from a policyholder reasonable information that the insurance company…

Governor Cuomo signed bill into law on November 21st allowing appraisals in New York to determine "scope of loss" - part 2

September 19 2015 Earlier this year, I wrote about a consumer friendly bill signed into law in New York allowing the "scope of loss" to be determined by appraisal. I…