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BT Policyholder Protection Blog Blog

Articles: 1-10 of 170

The Pandemic vs. the Policyholder: COVID-19 and Business Interruption Coverage Claims

USA - October 15 2021 Early 2020 will likely be remembered for the flurry of announcements about the coronavirus - from the World Health Organization declaring COVID-19 a…

Policyholders Hit With Ransomware Strike Insurance Coverage Oil in Indiana

USA - October 15 2021 In G&G Oil Co. of Indiana, Inc. v. Continental Western Insurance Co., --- N.E.3d ---, 2021 WL 1034982, 2021 Ind. LEXIS 182 (Ind. Mar. 18, 2021), the…

Mind the Gap: Coverage Gaps Created by Commercial General Liability Policies

USA - October 15 2021 One of the most important things a business owner can do to protect their business is to purchase insurance. If you are new to the realm of insurance…

Out of Sight, But Not Out of Mind: Facts Outside the Pleadings and the Duty to Defend

USA - October 15 2021 Does an insurance company have a duty to defend a lawsuit against your company where the actual facts of the claim are within coverage, but the…

Insurer-Paid Defense Costs: Can Insurers Get their Money Back?

USA - October 15 2021 Corporate policyholders generally know that liability insurance is a critical part of any risk management program, not only for settling a claim, but…

The Growing Science Behind Direct Physical Loss or Damage from COVID-19

USA - August 2 2021 Across the country, policyholders and their insurers are locked in battle over whether COVID-19 implicates direct physical loss or damage under the…

Important Timing Considerations for COVID-19 Business Interruption Claims

USA - April 27 2021 You are a corporate policyholder whose business has been decimated by COVID-19. You promptly tender a claim to your insurer under your policy for…

Pollution and Contamination Exclusions Don’t Warrant COVID-19 BI Claim Denials

USA - February 22 2021 You are a policyholder whose business has been decimated by COVID-19. You tender a claim to your insurer under your policy—which does not contain a…

Tribal Property Insurance Found to Cover COVID-19 Business Interruption Losses

USA - January 25 2021 In an apparent first for tribal policyholders, an Oklahoma court recently granted summary judgment in favor of the Cherokee Nation on its claim for…

Gone Phishin': How Does Insurance Apply To Business Email Compromise Losses?

USA - December 9 2020 Suppose one of your business partners paid a multimillion dollar invoice to a fraudster, rather than to your business. Further suppose that the…