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Consumer credit and payments

United Kingdom - September 28 2022 The Financial Conduct Authority (FCA) has addressed a warning to firms offering "buy now, pay later" (BNPL) products. In particular, the UK financial…

Paul Anning

Consumer finance firms: who is in scope of the new Consumer Duty?

United Kingdom - September 22 2022 The next milestone for implementing the UK Financial Conduct Authority's (FCA) Principle 12 is fast approaching on 31 October. Consumer finance firms…

Charlotte Harris, Anna Perry, Ben Player, Chris Ratcliffe, Seirian Thomas

New data and reporting rules as the FCA revamps the appointed representative regime

United Kingdom - August 30 2022 The Financial Conduct Authority's (FCA) new rules for appointed representatives (ARs) specify more precisely what a principal's responsibility for and…

Matthew Lewis, Anna Perry, John Roberts

UK financial watchdog tells firms to review 'buy now, pay later' promotions

United Kingdom - August 26 2022 The Financial Conduct Authority (FCA) has written to firms warning them that while buy now, pay later (BNPL) agreements are not yet regulated…

Charlotte Harris, Anna Perry, Ben Player

FCA improves its appointed representative regime amid UK consumer-harm concerns

United Kingdom - August 23 2022 The UK Financial Conduct Authority (FCA) has set out new rules in relation to the UK appointed representatives (AR) regime (PS22/11). The changes will…

Michael Lewis, Anna Perry, John Roberts